steven@floridafamilymortgageteam.com

ABOUT US

250+

different lenders

STEVEN OLIVER, BRANCH MANAGER

NMLS ##(813)825-6555

GET TO KNOW US

Steven Oliver is the Branch Manager for the Florida Family Mortgage Team, a Florida NEXA Branch. He lives in Wesley Chapel, FL with his wife, 2 daughters, son, and yellow lab Cooper. They're also expecting a little girl in June 2024.

Steven served our country in the US Army, and in Bagram Air Field, Afghanistan in (813)825-6555. From there Steven found his way into the car industry where he was salesman of the year in 2015, promoted to Floor Manager in 2017, and promoted again to Finance Manager in 2018.

Steven jump started his Mortgage career in 2020 and was the #1 Loan Officer at his brokerage in 2021. Steven is an All-American Family man with a deep understanding of Mortgages. He will go the extra mile for you and your Family.

250+

LENDERS

99%

SATISFIED CLIENT

20 MILLION+

IN HOME LOANS PER YEAR

100%

FAMILY ORIENTED

WHY US

PEOPLE CHOOSE US

FOR A REASON

Everyone's situation is different, so it takes a company with expertise, patience and the will to see your underwrite through from start to finish in order to close on your home smoothly & quickly.

Sometimes we have to get creative. Sometimes we have to think outside of the box. However, what we can definitely say for certain is this...

With over 250+ lenders in our portfolio, if there is a loan for your individual & unique scenario, we can do it, and we will get it done.

1 focus. Your family

250+ lenders in our portfolio

100% client happiness

TESTIMONIALS

WHAT OUR CLIENTS SAY

CHLOE C.

LUTZ, FL

During the pandemic, I, along with many others were truly struggling. Not realizing how unbelievably high my interest rates were on my home until I was in a complete bind, I figured I would reach out to a friend. Steven is not only a great friend but a GREAT mortgage loan officer! He got my interest rate down almost 3% and I closed so quickly! He worked with me constantly to make sure I was making the right decisions for myself and helped me learn how to help get my interest rate as low as possible. Oh, and I had zero closing costs! I would 100% recommend Steven, he is the best and you won’t regret it!.

MARIE R.

LAND O' LAKES, FL

I am a single mother of two young boys and thought it would be impossible to find a beautiful home going into it alone. Steven assured me he will find a way to get me approved. I have never had someone work day in and night sometimes until midnight. He made me feel like I was his only client as he answered every call, every text and every silly question I had. He truly made my dream come true and I couldn’t thank him enough ! He truly cares and makes sure to get you into the correct loan and explains everything to you, no hidden fees. I recommend him to everyone I know! Steven you are the best I’ve told you that many times!

This one’s for the Loan Officers! 100% Commission Splits 😐 #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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ADP Employment Report broken down! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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The deets on Prepaid interest! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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#2 in Florida for the Year at NEXA and 33rd in the whole company! (Out of 2400+ Loan Officers, Top 2%) Coming for that #1 Spot! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations Erica on your new home! I’ve had the chance to work with Erica for a while and she has done everything throughout the whole process perfect! She is very responsible and very ready to become a homeowner! Erica, thank you for putting your trust in us! From all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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More Precious than Silver / I could sing of your Live Forever mix up?
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Congratulations to the Leach Family! Brian works very hard and was able to close on his dream home here in FL, and able to now live much closer to his children! Thank you for putting your trust in us, and from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Got a “Hello” at my office today! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Fannie Mae’s HomeReady SPCP Grant! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations Heidi and Tabatha on your new home! Heidi and Tabatha are both hard workers and have worked hard to get to this point! I’m proud to have been able to help them with their home purchase! Thank you for putting your trust in us, and from all of us here at the Florida Family Mortgage Team, thank you for your Business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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He Is Risen #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Today we respect Good Friday 🙏🏼 The Saddest Day in History #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Did you get one of these in the mail?? #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Credit Boost Tricks! #FloridaFamilyMortgageTeam #emoweredbyNEXAmortgage #NMLS1660690
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Congratulations to the Harris Family! Greg and Minerva purchased their first investment property today and we were fortunate enough to be able to help them! As you continue to build your Real Estate portfolio, I hope you’ll keep us in mind for future purchases! Thank you for putting your trust in us, and from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations to the Manzano Family! And welcome to Epperson! Sebastian works hard, he’s also a Veteran of the Military! Thank you Sebastian for putting your trust in us, from all of us here at the Florida Family Mortgage Team, thank you for your business! Hooah! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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With the new NAR settlement, we might be seeing more seller concessions! Here’s a Seller Concession cheat sheet for you! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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8 Day Clear to Close! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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5 Minute Approval, 5 Day Funding, Soft Credit Check Only, Fully Self Service Portal HELOC https://axenmortgageheloc.com/account/heloc/register?referrer=2a7e73e5-1160-4fd2-a014-4ccf29b0c97e #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Amazing Love - Newboys
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Employee of the month, Isaac! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations to the Calafiore Family! Last year they bought a condo here in FL as a second home and loved it so much they decided to upgrade to an ocean view home on the water! Thank you so much for putting your trust in us again, and from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Blessed be Your Name - Matt Redman
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Congrats Tony and James on your new Home Purchase! Tony and James both work hard and were wonderful to work with for the past couple of months while finding a home! We appreciate you putting your trust is us, from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Trigger leads are when predatory lenders will purchase your private information from the credit bureaus. When you run your credit to buy a house, the lender won’t give away your personal information. But the 3 major credit bureaus sell your personal information for profit, the credit pull is that “trigger” As a result you typically end up with around 30 spam phone calls within a 48 hour window after the lender runs your credit. There is very little you can do currently to prevent this from happening. If you see this legislation on your State Ballot, it is something you should absolutely vote to put an end to as consumers and lenders both hate that the bureaus do this FOR profit at YOUR expense! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations, Jake and Christina on your new home! Jake and Christina both work hard and are well on their way in life to owning their own real estate empire! Thank you for putting your trust in us, and from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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The newest member of the Florida Family Mortgage Team!We’re having a girl!!!
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Congratulations to the Lak Family on your new home! Tony kept me on my toes for the past 30 days with his wits! He loves his Family and has gone above and beyond to make everyone comfortable with their own space! Thank you for putting your trust in us Tony! From all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Not sure who needs to hear this but!
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I love working for the Largest Mortgage Broker in the Country! #3YearsRunning
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A lot of people are feeling the pinch, and a lot of families are hurting due to inflation this year and last! We have your back! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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From my Family to yours, Merry Christmas! 🎄❤️
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Merry Christmas Everyone!
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My assistant sending out emails before the holidays!
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Yes!
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God has always blessed me, even in a down year 🙏🏼 Out of 2300+ Loan Officers here at NEXA, I’ll finish #1 for Florida for the year in units, and 24th in the company for volume nationwide! It’s only because of all of you and him, that I am able to continue doing what I love for a living! Helping families get into a place to call home 🏡 Thank you all so much for all of your continued support!
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I normally don’t post funny videos but this idea hit me and was too good to pass up! 😂 #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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#FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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The Calm, before the Storm!!! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Write a caption... HELOC Approval in as little as 5 minutes!!! Funding in as few as 5 days!!!!!! Apply now using this link: https://axenmortgageheloc.com/account/heloc/register?referrer=2a7e73e5-1160-4fd2-a014-4ccf29b0c97e
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New 2024 Conforming Loan Limit!!! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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10 Year Treasury Update!
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From my Family to yours, Happy Thanksgiving! Be sure to reflect on all your thankful for today, and every morning ❤️
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Congratulations Susan and Amar! Susan and Amar needed a bigger home for their growing family! We were able to help them get an exception for a 2nd FHA loan given the circumstances! It was our honor to help you both with this exciting purchase! From all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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New Headshot! It’s been a few years!
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I wrote this song for Lisa, we met nine years ago today! She truly is everything ❤️
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Happy Veteran’s Day!
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Turned down recently?? Give me a call! 813-825-6555 #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Gratitude 🙏🏼 ❤️
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!!!!!
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Welcome Fernando to NEXA!!! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Huge shoutout to Tyler on his new home! We’ve been working with Tyler since December of last year and for reasons outside his control, he lost out on 1, nearly 2 homes! Because of @amiriverarealtor and her expertise, she was able to save the second home for him on a contract that ended up taking 4 months due to seller complications! Throughout all of this, Tyler stuck with it! He willed himself into his 1st home and there is no one more deserving on this day than you Tyler! Thank you for trusting us, and from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Calling all Realtors!!! Do you have any turn downs recently? Please, give me a call! There’s 0 risk for you to reach out, you have absolutely nothing to lose! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Big Announcement from Fannie Mae/Freddie Mac regarding 2-4 Unit Properties! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Honesty and Confidentiality, 2 things we take very seriously here at the Florida Family Mortgage Team! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations to the Nicky and Patty on their new home! Nicky and Patty come all the way from Alabama to retire here in the great state of Florida! We could not be happier for them! Nicky and Patty, thank you for putting your trust in us, and thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations Angelina and Fernando on your new Cardel Home!!! All the way from Indonesia, Angelina and Fernando have been building their new home for a year! Thank you for trusting us with your business! From all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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New Streamline HELOC with our company! Get paid in less than a week! Apply here: https://axenmortgageheloc.com/account/heloc/register?referrer=2a7e73e5-1160-4fd2-a014-4ccf29b0c97e #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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I wrote this song for Caydence. Teenage years are tough for a teenage girl. They’re also tough on a Step Dad I met Caydence when she was 6. Things were a lot simpler back then it seems. Time really does fly. She’s already grown into a beautiful young 15 year old woman The last few years Caydence has been finding herself and our relationship has grown more distant. No matter what, above all else, as I said in my vows the day I married into our family, I’ll always Love you Caydence ❤️
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We have 2300+ Loan Officers here at NEXA and for the month of August, I finished in 2nd place for total volume! Thank you so much everyone for helping me achieve such a great achievement! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Why do I love working for NEXA??? #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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I Could Sing Of Your Love Forever - Sonicflood
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Another feel good story here at the Florida Family Mortgage Team! The Terrian’s have 6 kids and 7 grand kids! They were in great need of more space for there Family! Truth be told, this loan should have closed a month and a half ago as they did everything spot on perfect on there end! Due to seller complications, the closing date kept getting postponed until the sellers finally agreed to let Mr. Terrian make a minor repair to the property to get it to pass! We finally are here at closing, big shoutout to the realtor on this one for fighting for her clients! Thank you Mr. and Mrs. Terrian for putting your trust in us! And from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations to the Silva Family! Again! The Silva’s are not only great friends of ours, but they have continued to come back to us with their business over the years! We appreciate you both so much, and your continued support! From all of us here at the Florida Family Mortgage Team, thank you for your business!! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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If you’re a Veteran, Steven Goris and Pro 411 Consulting are the absolute best when it comes to helping with your VA Claim! Don’t waste another second, give him a shout! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations to the Chase Family! The Chases are personal friends of ours, it was an honor to help them on their new home purchase! From Veteran to Veteran, Hooah brother. Thank you for your service, and from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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This is the first song I’ve written in a very long time . Of all the stories in the Bible, none resonate more with me than the Parable of the Prodigal Son . I’ve spent the majority of my adult life chasing after the things of this world. It took me 33 years on this Earth to finally realize that it all leads to emptiness. When you’ve hit rock bottom and there’s nowhere to turn to, you finally realize that God was there waiting all along. He’s calling out your name, with his arms wide open . The Grace of God is hard to fathom. How could it be, that he would love me still? After I’ve turned my back on him? That he would love me even more? . It’s because Jesus’s love is greater than anything on this Earth, and all else trembles in the light of his goodness. He wants you to come back home . The Prodigal Son - Luke 15: 11-32
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Today marks 3 years since I started in the Mortgage Industry! Over 200 Mortgages later I’ve learned so much! . What do I love most? Helping Families! Home is a sacred place for you and your Family! No matter what goes on at work, in your day to day life, or in the rest of the world, Home is a Safe Haven! . I’m glad that I’m able to be a part of making Home possible for so many people! Thank you everyone for your continued support over these past 3 years, I truly could not do this without you!
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Student Loans are Back! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Another Hometown Heroes Closing! Congratulations Tatiana on your new townhome! Tatiana was getting back too much money at closing per the Hometown Heroes program, so we helped her add a 2 year home warranty to her transaction! Thank you Tatiana for putting your trust in us, and from all of us here at the FL Family Mortgage Team, thank you for your business!!! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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New Office is coming along! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Great day on the water with some great friends! #SpanishMackerel
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Featured on Inside Pass! #UWM #JustinWhite
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This is what 1000 underwriters look like! #UWM #SuccessTrack
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Way Maker 🙏🏼 🎶❤️
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12 month inflation report!!! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Happy 4th of July!!
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Congratulations Domingo German on a perfect game! 27 up, 27 down in less than 100 pitches!!!
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O Come to the Altar
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Very excited to be co hosting an open house today with the @homesellinggroup from 1-3 at 31396 Tansy Bend Wesley Chapel, FL 33545! The Home Selling Group has two open houses today both inside of Epperson! Come on out and say hi to us!
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Afterglow - Ed Sheeran
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Happy Father’s Day!!!
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✅ - It has NEVER been easier, to become a Homeowner, than it is right now!!!🏠🏠🏠 ✅ - The State of Florida has DROPPED the Occupational Requirement for Florida Hometown Heroes!!! ❗️❗️❗️ ✅ - 5% Down Payment Assistance for Full-Time (35+ Hour/Week), Florida based employees!!!💲💲💲 Give me a call 813-825-6555 or email me at soliver@nexamortgage.com! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Happy 248th Birthday U.S. Army! #Hooah
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Welcome June to the Florida Family Mortgage Team! We’re very excited to have you with us! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations Sergio and Ferdinand on your new Home! These two moved from NY and are excited to now be here in FL! We’re excited to have been able to help them with their purchase! Thank you for putting your trust in us, and from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortageTeam #empoweredbyNEXAmortgage #NMLS1660690
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King of my Heart
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Congratulations Marcos and Bethany on your new home! You guys are so responsible you made my job easy! And you were both a pleasure to work with! Thank you for your trust, and your business! From all of us here at the Florida Family Mortgage Team, Congratulations! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage.com #NMLS1660690
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Why do I like MI Homes?? This is why @familyfootprintsmortgagegroup @mihomes #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulation to the Peck Family! The Pecks inherited a dog that the sellers left to them! They are very excited about that! They both work hard for their Family and I’m proud to have been able to work hard for them on their home purchase! From all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Fannie Mae and Freddie Mac retract the >40% debt to income ratio hit on interest rates! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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NEXA Mortgage is coming to Wesley Chapel!!! New Office Space by year end!!! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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LT Michael Murphy (Lone Survivor) laid down his life to save the lives of his crew. The CrossFit community around the World today is doing “Murph”, a Hero work out in honor of him. Take a moment today to honor those who paid the ultimate price, so that we can live a better life #50:54 no vest
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It’s like they heard me talking about the 1% Down Conventional loan not being good enough a few weeks ago!!! So they acted and expanded the guidelines!!! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations to Jennifer on purchasing her 2nd home with us in 1 year! Jennifer is a close friend of ours and as always, @ami_rivera_ killed it on the buy side! Jennifer, thank you for putting your trust in us.. again! And from all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Congratulations to the Vargas Family! Edwin is a True Hometown Hero with 22 years as an EMT! Edwin, thank you for putting your trust in my team and myself! From all of us here at the Florida Family Mortgage Team, thank you for your business! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Huge shoutout to the DeMoss Family on their new pool home in Palm Harbor! Mr. DeMoss is a Veteran of this country, him as his wife work hard day in and day out for their Family! We’re proud to have been able to serve you for this transaction, and we’re glad that you put your trust in us! Thank you for your business, and from all of us here at the Florida Family Mortgage Team, thank you for your Service! Hooah! #FloridaFamilyMortgageTeam #empoweredbyNEXAmortgage #NMLS1660690
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Had a great season playing with and coaching Lagoon Life! In the end we came up short but we all had a lot of fun and we all fought hard!
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